Thursday, July 26, 2012

Dave Ramsey Classes

Financial Peace University  DVD Review


In these tough economic times it’s more important than ever to have a solid financial plan and to be able to live as debt free as possible. It’s never fun to be under a mountain of debt, even less fun when the economy is as tight as it is right now.

Can Financial Peace University help you? I think it would help most people to be honest. There are a lot of things about being financially responsible that we just don’t get taught during our growing up years.

The first few weeks of the class sets up a framework for you to build on in the coming weeks of the class. Before you can fix your debt problems it’s important to know why you got into debt to begin with. Learning how you and your spouse (if you have one) relate to one another about money and the differences you may have is an important step toward getting out of and staying out of debt.

What will you learn in Financial Peace University?

  • Setting up an emergency fund – small at first, then added to later as you are out of debt

  • Money in marriage – different outlooks on money and the importance of regular meetings to discuss budget and finances

  • Setting up a plan for your money

  • Dumping Debt – using the envelope system and the debt snowball system, categorizing your debt

  • Making responsible purchasing decisions

  • Planning for the future

  • Reasons why we get out of debt and save


Overall, I think the Financial Peace program is a good one that I could recommend to just about anyone. Whether you are looking to get out of debt, avoid getting into debt, or just have better control of your finances.





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